Monday, 30 November 2015

[ ::: ♥Keep_Mailing♥ ::: ]™ The Right Way to Apologize



By Martha Beck
PAGE 3
How to Apologize
Apologizing is rarely comfortable or easy, so if you're going to do it at all, make it count. Aaron Lazare, MD, a psychiatrist and dean of the University of Massachusetts Medical School, has spent years studying acts of contrition in every context, from interpersonal to international. He has found that, to be effective, most apologies need to contain the following elements:

1. Full acknowledgment of the offense. Start by describing exactly what you did wrong, without avoiding the worst truths. Once the facts are out, acknowledge that your behavior violated a moral code. It doesn't matter whether you and the person you've hurt shares the same ethics: If you've broken your own rules, you're in the wrong. Accept responsibility.

2. An explanation. A truthful explanation is your best shot at rebuilding a strong, peaceful relationship. The core-deep explanation for your behavior is your key to changing for the better. Explanations help you and your victim understand why you misbehaved and assure both of you that the offense won't recur. Excuses merely deflect responsibility. Leave them out of your apology.

3. Genuine expression of remorse. Anyone who has been on the receiving end of the comment "I'm sorry you feel that way" knows the difference between sincere regret and an attempt to avoid responsibility for bad behavior. Few things are less likely to evoke forgiveness than apology without remorse.

4. Reparations for damage. An apology includes real repair work: not just saying "I'm sorry." Often there will be nothing tangible to repair; hearts and relationships are broken more often than physical objects. In such cases, your efforts should focus on restoring the other person's dignity. The question "What else do you want me to do?" can start this process. If you ask it sincerely, really listen to the answer and act on the other party's suggestions, you'll be honoring their feelings, perspective and experience. The knowledge that one is heard and valued has incredible healing power; it can mend even seemingly irreparable wounds.

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Re: [World Malayali Club] Credit Card Ke Side Effects

 

I do agree with both Dr Mahesh and Mr.Mohan. I myself using credit cards since last 15 years. I found it very useful.Reason is that I know my limit. 

Regards

Arun G Manekar


 

I do agree that the tendency to go for expensive things, whether required or not, when using the credit cards, but you should be to have control over yourself. You should also know your limits or else as pointed out you will be in trouble. I know a few persons how they manage their credit card spends meticulously. It is not all are using credit card in anticipation of future income. Some even keep good balances in their account and still use credit cards. I know one such person creating a short term FD for the amount swiped and earn additional interest and pays the dues on date. Also all the cards carry some bonus points for using and this also is allowed to use for payment of dues at a future use. Thus if only one is prudent the use of credit card will always be advantageous.

Mohan



On Monday, 30 November 2015 5:28 AM, "'DR. MAHESH' drmaheswar_2013@yahoo.com [worldmalayaliclub]" wrote:


 

How did you make the payment for your shopping bills lately? I think credit card! Right, as they are usually more convenient to use than cash. Well, if used sensibly, credit cards can be an important financial instrument. There are several psychological reasons which prove that the use of credit cards can be hazardous to your financial health and one of the biggest issues being "overspending". Let's understand this better:
Use of credit cards stimulates overspending
We tend to spend more while paying with credit cards than cash. It also arouses a desire which ultimately compels us to go beyond our means. With the power of credit cards and the EMI culture, each one of us can buy helicopters also! Sounds funny, but it's very simple. All you need to pay is Rs.6,667 per month for the next 200 years.
Now one may laugh at this, but if you delve further, you will realise that the use of credit cards has literally removed the difference between 'Buying' and 'Affordability'. It has made us believe that we cannot only buy, but we can afford each and everything that is available on earth. This phenomenon has extended to all the products we buy like mobile, car, TV, camera and even apparel!
Pleasure of buying v/s Pain of paying
Whenever and whatever you buy, there will always be a pain and that is called the pain of 'paying', especially while making payments with cash. Parting with cash causes great pain inspite of the pleasure of owning your desired object. And what is a better way out than using a credit card to avoid this pain? The use of credit cards delays the payment and ultimately the pain of paying.
Benefits vs Costs
You pay more attention to the benefits of a product while paying through credit cards and focus more on the costs associated with the product while paying cash. Credit cards prompt you to purchase things you really don't need and way beyond your budget. It makes you lose control over your spending too. Retailers surely know these very well and therefore use various tactics to stimulate your pleasure points and desperately want you to use your credit cards. This enables a shift in focus towards the benefits than the cost.
So, what should you do?
Start making payments in cash or use a debit card if at all using plastic money is a necessity. Debit card would bring more alertness than using credit cards as the money is coming from your account balance only. If using a credit card is a must, then be alert about the price of the product and other factors as discussed and set aside cash immediately. It would stop you from spending money that you don't have.
And always remember the fact that it doesn't matter how much you earn if you spend it all!


Click here to join World Malayali Club

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Posted by: Arun Manekar <arun.manekar@yahoo.com>
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~: Rock :~ ANGEL FALLS - VENEZUELA - SOUTH AMERICA + VIDEO

 


Angel Falls is the World's highest uninterrupted waterfall,
with a height of 979 metres (3,212 ft) and a plunge of
807 metres (2,648 ft). The waterfall drops over the edge of
the Auyantepui mountains in the Canaima National Park,
a UNESCO World Heritage site in the Gran Sabana region
of Bolivar State, Venezuela.
Pics collection by Ateeq Ahmed Siddiqui












































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[FunFunky] Interesting Travia

 

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Vanessa Hudgens - "Gimme Shelter" Premiere In Paris

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[FunFunky] Grain Solo into a Compact Home [18 Attachments]

 

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Vanessa Hudgens - "Gimme Shelter" Premiere In Paris

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Follow to Look 4 More Hot Stuff>>
Gigi Hadid – Photoshoot for Antidote Magazine 2015
Olivia Munn - 2015 Film Independent Spirit Awards
Victoria Justice - Delta Air Lines GRAMMY Kick-Off Party
Michelle Keegan - British Heart Foundation's Roll Out
Olivia Holt - 2015 Musicares Person of the Year Gala
Teresa Palmer - David Jones AW 2015 Fashion Launch in Sydney
Taylor Swift - 57th Annual Grammy Awards in Los Angeles
Pippa Middleton - British Heart Foundation's Roll Out

Elyse Taylor - David Jones Autumn/ Winter 2015 Collection
Sarah Hyland - Cosmopolitan Magazine, March 2015
Irina Shayk - Playtech Launch Party in London
Reese Witherspoon - 87th Annual Academy Awards Nominee Lunch
Mila Kunis - Outside 'Jimmy Kimmel Live!' in Hollywood


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Check out the automatic photo album with 18 photo(s) from this topic.
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